While most Americans insure their lives and physical possessions such as their homes, cars, etc. many overlook the need to protect their most valuable asset-the ability to earn an income.

How likely it is that someone will become disabled? The table below developed using data collected by the federal government shows the number of working-age Americans who have a disability that affects their daily lives.

Individuals with Disabilities by Age

Age Range

No Disability

With a Disability

5-17 Years

95%

5%

18-34 Years

95%

5%

35-64 Years

87%

13%

65-74 Years

75%

25%

75 Years and Over

49%

51%